Terms of Use

Welcome to the website of Itaú USA Asset Management, Inc.  (the “Firm”, “we” or “us”). Please read these terms of use (“Terms of Use”) carefully, which govern your access to and use of www.itauassetmanagement.us (the “Website”). By accessing this site, including any content, functionality, services, and any pages herein, you agree to be bound and abide by the Terms of Use herein. If you do not agree to these Terms of Use, you must not access or continue to use the Website.

Some of the different pages within this Website may contain supplemental terms of use and additional disclosures and disclaimers, which in addition to the Terms of Use set forth herein shall constitute the Terms of Use. If there is a conflict between the Terms of Use set forth in this page and any additional disclosures and disclaimers set forth in other sections or pages of this Website (the “Supplemental Terms and Conditions”), then the Supplemental Terms and Conditions shall govern those sections or pages.  

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. 

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including, but not limited to, all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Firm, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

• Copyright Notice 

Copyrights in the pages and screens displaying the pages, as well as in the information, materials and other content on this website are owned by Itaú the Firm unless otherwise indicated, and they are protected by U.S. and international copyright laws and treaties. The information, materials and other content on this Website may not be copied, displayed, distributed, downloaded, licensed, modified, published, reproduced, reused, sold, transmitted, used to create derivative work, or otherwise used for public or commercial purposes without express written consent by the Firm.

• Trademarks Notice  

Feature words, logos, and symbols in this Website, such as “Itaú” and its logo, which are used to identify sources of goods and services, may be trademarks of Itau USA Asset Management, Inc.  and/or any of its subsidiaries, affiliates, or parent companies registered in the United States and/or other countries.    

Notwithstanding, these Terms of Use permit you to use the Website for your personal, non-commercial use only. However, you must not (i) modify copies of any materials from this site; (ii) use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text; or (iii) delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.

Reliance on Information Posted

The information materials, products and services presented on or through the Website are made available solely for general information purposes and are subject to change. Although the information is reliable, we do not warrant the accuracy, timeliness, completeness or usefulness of this information. Further, not all products and services are available in all geographic areas and/or might not be suitable for you as the information in this Website was prepare without taking into consideration your needs, financial conditions and/or investments objectives. 

The eligibility of clients for products or services is subject to determination and approval by the Firm. The Firm does not make any solicitation for any individual to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law. The information on this Website does not constitute any recommendation for the purchase or sale of any investment instructions, or for the performance of any transactions.

You should seek the advice of a corresponding professional to evaluate the information or products listed on our Website, and any reliance you place on such information is strictly at your own risk. 

INVESTMENT PRODUCTS DISCUSSED OR REFERENCED IN THE WEBSITE (I) ARE NOT BANK DEPOSITS AND ARE NOT INSURED BY THE FDIC OR ANY OTHER AGENCY OF THE UNITED STATES, NOR IS THERE ANY OBLIGATION IN OUR PART OR IN PART OF ANY OF OUR SUBSIDIARIES OR AFFILIATES TO INSURE OR GUARANTEE INVESTMENTS PRODUCTS, AND (II) INVOLVE INVESTMENT RISKS, INCLUDING THE POSSIBILITY OF LOSS OF THE PRINCIPAL AMOUNT INVESTED.

Any research published in this Website or any material excerpted or summarized from such research is subject to the disclaimers included in such research. Any research posted to this Website is not intended for distribution or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL THE FIRM BE HELD LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL LIABILITIES OR LOSSES AND DAMAGES IN CONNECTION WITH THE USE OF THIS WEBSITE BY CLIENTS OR THE RELIANCE ON THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES IN THIS WEBSITE BY CLIENTS OR THE USE OR INABILITY TO USE SUCH INFORMATION, MATERIALS, PRODUCTS AND SERVICES, OR IN CONNECTION WITH ANY PERFORMANCE FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM UNAVAILABILITY, EVEN IF THE FIRM IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Disclaimer of Warranties 

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

This Website may contain links to unaffiliated websites controlled or offered by third parties (non-affiliates of the Firm). These links to unaffiliated websites are provided for informational purposes only. The use of the hyperlinks on this website to other Internet sites is done at your own risk. The Firm is not responsible for the content or accuracy of third-party websites hyperlinked from this web site, nor does it guarantee any products or services offered by third-party web sites. You should review the web site privacy statements before providing any personal or confidential information.

The inclusion of links on this website does not imply the Firm’s endorsement, recommendation or approval for the websites, entities or organizations managing such websites, as well as any products or services offered by them.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE FIRM NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE FIRM HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

Indemnification

You agree to defend, indemnify and hold harmless the Firm, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Interruption of Services 

From time to time, access to our Website may be unavailable, delayed, limited, or slow down due to, but not limited to software or hardware failure, overload of system capacities, damages caused by severe weather, earthquake, wars, insurrection, riots, terrorism, civil unrest, act of God, accident, fire, water damage, explosion, natural disaster, or any other cause whatsoever beyond our control. 

In such event, you may not be able to quickly and efficiently transmit your instructions for transactions or/and other matters, or such instructions may not be promptly executed, or you may be unable to access or retrieve information on a timely basis. These disruptions and delays may cause you to suffer losses, however, we will not be liable for any such loss. 

Legal Entity Disclosure 

As it pertains to this Website, IUAM refers to and is the marketing name of Itau USA Asset Management, Inc. Itau USA Asset Management, Inc. is a registered investment adviser with the U.S. Securities & Exchange Commission (SEC).  

Applicable Law

To the extent you have accessed this Website in connection with services provided to you in the United States of America, all matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto, shall be governed by the internal laws of the State of New York, and applicable federal laws.